Bad Faith Insurance Lawyers Serving Beaufort, Hilton Head Island, Bluffton - Talk to Us When You Need Justice
South Carolina residents spend hundreds or even thousands of dollars on insurance premiums every year. Despite all the hard-earned money you pay to the insurance company, sometimes these companies fail to take action on your behalf when you need them most.
You may have been in a car, truck or motorcycle accident. You may need to file a claim against your own insurance company because an uninsured or underinsured driver hit you. Insurance companies are obligated to handle car accident claims ethically and with a reasonable degree of efficiency. They have a duty to deal fairly. Unfortunately, these big companies sometimes put profits before people and fail to honor their obligations to their policyholders. In legal terms, they may be acting in "bad faith" when they choose to delay or deny a legitimate claim.
At Twenge + Twombley, our Beaufort, SC bad faith insurance lawyers are familiar with the common factors that give rise to insurance disputes across South Carolina. We know the steps necessary to get the compensation they need, and rightfully deserve, after an accident. In some cases, an insurance policyholder can file a lawsuit against his or her own insurance company after an accident. Call 866-452-6315 or complete our online contact form today to learn more.
What is considered "bad faith" insurance in South Carolina?
The following are common examples of how an insurance company might act in bad faith to its policyholders. While common in cases involving auto accidents, insurance companies may act in bad faith in regard to other cases, such as when an injury victim is coping with negligence related to medical malpractice or a premises liability claim.
Keep in mind that it is NOT bad faith if the insurance company for another party is refusing to pay you money, because there is no contract between you and that insurance company.
An insurance company might engage in the following behaviors:
- Offer unreasonably low amounts of compensation for an accident.
- Deny or delay a claim without a valid reason
- Use deceptive or ambiguous wording in the policy
- Intentionally defraud policyholders
- Fail to investigate a claim
- Fail to act within a reasonable time
- Fail to offer a defense if you are sued
Dealing with a dispute with your insurance company? Contact us today
At Twenge + Twombley, we understand it is a difficult decision to hire an attorney. You might think you can handle a bad faith claim on your own. That's a common mistake many people make. By having an accomplished attorney on their side, South Carolinians dealing with complex legal matters involving insurance companies may end up with more money in their pockets than those who go it alone.
Our experienced attorneys understand how the insurance companies think. We're familiar with the tactics they use. We are well-versed in the state law and insurance regulations. The law is on your side.
Our results-driven bad faith insurance attorneys in Beaufort, SC are ready to fight for you. Call 866-452-6315 or fill out our online contact form to schedule a free case consultation. We serve clients in Beaufort, Bluffton, Hilton Head Island and other communities throughout the South Carolina Lowcountry.
Twenge + Twombley. Rare name, remarkable service.